Porte Brown Wealth Management

Providing Financial Peace of Mind for Goal Oriented Clients™

Seasonal Planning

The Seasonal Planning method of Personal Financial Management is designed to answer questions such as:

Winter Landscape

Goal Tracking

  • How am I progressing toward my goals?
  • Do I need to save more or can I save less?
  • Do I need to change the time frame for my goals?
  • Can I add more goals to my financial life?
  • How much do I have and where is it invested?
  • What will my cash flow and expenses look like this year?
  • Can I spend more money now?
  • Can I enhance my gifts to children, grandchildren or to charity?
  • Am I taking too much or too little risk in my investments?
  • Should I restructure my debt?
  • What is the proper amount to have as a reserve for emergencies?
  • What are the risks to my financial life?
Spring Landscape

Asset Allocation

  • What is the optimal mix of investments for my situation?
  • How do I change from where my investments are today to where I need to be?
  • How should my retirement plans at work be invested?
  • Are there tax implications to making changes in my portfolio?
  • Is my record keeping adequate for my investments?
  • Are there different types of investments I should be considering?
Summer Landscape

Family Security & Cash Flow

  • Is my cash flow working out or do I need to re-evaluate my expenses?
  • What would happen if I couldn’t work anymore or became disabled?
  • What is my plan if I needed custodial care someday (who, how, where)?
  • Do I have the right amount of life insurance?
  • Is the type of life insurance I have the best for my current situation?
  • What are the risks to my personal property?
  • Am I exposed to lawsuits and how can I protect my wealth?
  • If I die would my assets go to the people I want as easily as possible?
  • Do I have an effective power of attorney or will in place?
  • How does my financial situation affect other family members?
  • How do other family financial situations affect me?
  • What should I do with my employee benefits at work?

Tax Planning

  • Are there decisions I can make before the end of the year that can help manage tax liability?
  • How can I effectively communicate everything about my taxes to my accountant?
  • Should I take gains or losses this year or next?
  • How will potential tax law changes affect my decisions?
  • Am I using my retirement plans correctly?
  • Should I try to accelerate or delay income and expenses?
  • Am I withholding enough or do I need to make or change an estimated tax payment?
  • Are my investments tax efficient?
  • What outstanding information will I need to complete my taxes?

Next step:

For further information, please contact Porte Brown Wealth Management at achidalek@pbwealth.net or call us at (847) 357-9995.

Providing Financial Peace of Mind for Goal Oriented Clients™

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