Porte Brown Wealth Management

Providing Financial Peace of Mind for Goal Oriented Clients™

Explore Our Services

Porte Brown Wealth Management firmly believe that all financial decisions are, at their core, tax decisions. That’s why we utilize an 8-Point Tax-Smart Framework to help give you a unique advantage in your planning and to help you maximize your financial potential by keeping more of what is yours. This approach to wealth management is designed to identify 8 key issues that you and your financial advisor systematically address in order to implement comprehensive solutions.

Careful Consideration of Today & Tomorrow

Thoughtful Planning, Tax-Smart Strategies, Optimized Investments

Retirement Planning & Distribution

We work with you to help meet retirement goals in a manner that is designed to limit the taxability of your retirement funds, with the goal of lasting beyond your lifetime.

Thoughtful Planning, Tax-Smart Strategies, Optimized Investments

Cash Flow & Debt Management

Porte Brown Wealth Management provides you a holistic view of your finances, establishing a plan that is designed to allow a greater portion of your earnings to be prioritized towards goals.

Thoughtful Planning, Tax-Smart Strategies, Optimized Investments

Investment
Planning

Our goal is to allocate investments appropriately and efficiently place the min the right accounts to help minimize annual tax consequences — thus helping you to keep more of what is yours.

Family Risk
Management

Family Risk Management is insurance planning using products that have tax advantages to help ensure those you love are taken care of and the benefits you want them to have are preserved.

Your Future — More than you Think

Complex Problems, Simple Answers

Education Planning

Education planning involves guiding you through a process of investing in the future of your children and grandchildren with the use of tax-advantaged investment vehicles such as 529 plans and even life insurance.

Complex Problems, Simple Answers

Legacy Planning

With Legacy planning we create a master plan using a carefully designed process to help minimize potential taxes thereby maximizing the assets you wish to leave to your loved ones.

Complex Problems, Simple Answers

Business Planning

Porte Brown Wealth Management helps you take into consideration all the possible tax implications of a legal entity, such as business structure, retirement plans, compensation, business insurance, and other issues.

Special Situations

With funds set aside for life events, such as a wedding or vacation property, there are often tax considerations that we help you prepare for so your money goes as far as you need.

Retirement & Distribution Planning

Have you had a professional analysis done to determine if your personal retirement programs will offer you the potential to retire with independence and dignity?

Individuals should approach retirement planning from three fronts: employer-sponsored plans, Social Security or other government programs, and individually-owned plans.

  • Distribution planning
  • IRA contributions and rollovers
  • Income projection analysis
  • Employer-sponsored plans and 401(k)s
  • Social Security retirement plans
  • Retirement goal setting

Investment Planning

Have you determined that your investment portfolios are optimally designed to help you fulfill the promises you make in life?

Designed to strike an optimal balance between risk and reward through portfolio construction and the discipline to hold fast to one’s investment program during the peaks and valleys of the business cycle.

  • Asset allocation
  • Portfolio design
  • Diversification strategies
  • Alternative investments
  • Fixed-income strategies
  • Investment policy statement
  • Needs assessment
  • Monitoring and review

Education Planning

Have you determined how you will financially contribute to the education of your children and grandchildren?

Effective education planning involves asset allocation, tax planning, estate and generation-skipping planning, asset protection planning and financial aid considerations.

  • Education savings accounts
  • 529 college savings plans
  • UGMA/UTMA accounts
  • Trust services

Family Risk Management

Does anyone in your family have special medical needs or financial considerations (such as Alzheimer’s, physical disabilities, divorce, alcoholism, drug addiction or M.S.) and have you evaluated all solutions available to them and to you?

External forces such as divorce and elder care can strain even the strongest of financial plans. Properly managing risk and planning for special situations requires proficient wealth management programs to utilize insurance, investment and tax planning skills to create an effective solution.

  • Life insurance analysis and design
  • Long-term care insurance
  • Income replacement
  • Disability protection
  • Creditor protection
  • Elder care planning
  • Divorce
  • Incapacitation and control of assests

Legacy Planning

Do you have a current and properly drafted will, living will and/or trust that will distribute your estate in the most tax-efficient manner, and continue your legacy according to your promises, core values and wishes?

Regardless of your overall net worth, there are several non-tax reasons to fully engage your advisor on the subject of estate planning. Beyond minimizing the tax bill, your advisor can help you craft an estate plan that addresses many vital issues, such as who gets what, when and how much.

  • Tax reduction
  • Wealth transfer
  • Charitable giving
  • Trust services
  • Wills
  • Irrevocable life insurance trusts

Business Planning

When was the last time you appraised the value of your business, created your business succession strategy or prepared for contingencies in unplanned events?

The majority of business owners have no written succession plan. If your wealth is tied up in your business, a lack of formal succession planning could be financially and emotionally devastating.

  • Business succession
  • Buy-sell agreements
  • Non-qualified retirement plans
  • Key employee retention

Next step:

For further information, please contact Porte Brown Wealth Management at achidalek@pbwealth.net or call us at (847) 357-9995.

Providing Financial Peace of Mind for Goal Oriented Clients™

Call Us