Porte Brown Wealth Management utilizes the Method 10® approach to address clients' financial needs. This holistic approach to wealth management is designed to identify 10 key issues that you and your financial advisor systematically address in order to implement comprehensive solutions.
Have you determined that your investment portfolios are optimally designed to help you fulfill the promises you make in life?
Designed to strike an optimal balance between risk and reward through portfolio construction and the discipline to hold fast to one’s investment program during the peaks and valleys of the business cycle.
Do you use all available techniques to help reduce your federal, state and local income taxes?
Taxes are inevitable, but you can work to avoid unnecessary taxation through tax-optimized solutions.
Have you had a professional analysis done to determine if your personal retirement programs will offer you the potential to retire with
independence and dignity?
Individuals should approach retirement planning from three fronts: employer-sponsored plans, Social Security or other government programs, and individually-owned plans.
Do you have a current and properly drafted will, living will and/or trust that will distribute your estate in the most tax-efficient manner, and continue your legacy according to your promises, core values and wishes?
Regardless of your overall net worth, there are several non-tax reasons to fully engage your advisor on the subject of estate planning. Beyond minimizing the tax bill, your advisor can help you craft an estate plan that addresses many vital issues, such as who gets what, when and how much.
Does anyone in your family have special medical needs or financial considerations (such as Alzheimer’s, physical disabilities, divorce, alcoholism, drug addiction or M.S.) and have you evaluated all solutions available to them and to you?
External forces such as divorce and elder care can strain even the strongest of financial plans. Properly managing risk and planning for special situations requires proficient wealth management programs to utilize insurance, investment and tax planning skills to create an effective solution.
Have you determined how you will financially contribute to the education of your children and grandchildren?
Effective education planning involves asset allocation, tax planning, estate and generation-skipping planning, asset protection planning and financial aid considerations.
When was the last time you appraised the value of your business, created your business succession strategy or prepared for contingencies in unplanned events?
The majority of business owners have no written succession plan. If your wealth is tied up in your business, a lack of formal succession planning could be financially and emotionally devastating.
Porte Brown Wealth Management offers and integrated, tax-centric approach to wealth management to help you achieve your financial goals. We work with you to preserve and grow your wealth by providing a high level of service and support throughout the planning process.
Goal Tracking – Review financial goals & progress
Asset Allocation – Review & update risk tolerance and investment mix
Family Security & Cash Flow – Review cash flow, spending, insurance coverage, estate planning & employer benefits
Tax Planning – Review tax strategies, implications & options to manage tax liabilities
Avantax Wealth Management provides systems, service & support that allows your financial advisor to offer you investment advice & financial planning.
Investment Management Solutions™ (IMS) provides you with a disciplined investment process, a flexible platform and robust programs. IMS offers personalized solutions for investing built around your unique goals, time horizon and tolerance for market volatility. Through IMS, you have access to more than 5,000 mutual funds, exchange-traded funds (ETFs) and a selection of professional money managers. The robust strategies in IMS utilize fund families such as Fidelity, Vanguard, PIMCO, John Hancock, Dimensional Fund Advisors, iShares and Oppenheimer.
IMS Select Portfolios provide the discipline, capability and process necessary to help you reach your investment goals. Using a comprehensive process to understand your feelings, beliefs and objectives, you and your advisor collaborate to choose a strategy that is right for you. Each strategy delivers professional investment management with the added benefit of consistent long-term performance objectives, automatic rebalancing and tax efficiency.
IMS Select Portfolios offer over 50 different portfolios across five distinct investor profiles (Ultra Conservative, Conservative, Moderate, Growth and Aggressive Growth), are highly diversified across seven core asset classes and can be implemented utilizing either managed mutual funds, passive exchange-traded funds or a blend of these investment vehicles, along with alternative investment strategies.
Each of the IMS Select Portfolios strategy options can be implemented using taxable fixed income or national municipal bond strategies.
For further information, please contact Porte Brown Wealth Management at achidalek@pbwealth.net or call us at (847) 357-9995.
