Starting September 30, 2025, paper checks from the IRS, Social Security Administration (SSA) and other federal agencies will become a thing of the past. The move toward a fully electronic system aims to cut costs, minimize fraud and streamline payment delivery — but it will require action from some taxpayers.
Whether you've always received paper checks or simply prefer them for privacy or flexibility, here are three ways the new policy will affect you:
To prepare to receive electronic payments (refunds, credits, etc.), you’ll need to have an active online account both with the IRS and — for Illinois residents — with the Illinois Department of Revenue’s MyTax portal. Below is a quick how-to guide.
Please Note: It is the responsibility of the client to verify the accuracy of their payments
For more details, see the IRS help page on creating your account.
By having both accounts in place, you ensure you can receive state and federal payments (refunds, credits) by direct deposit — which is required under the new IRS policy beginning September 30, 2025.
If you owe taxes — either to the IRS or your state department of revenue — timely payment helps you avoid penalties and interest. Below, you’ll find direct links to each jurisdiction’s official payment portal, whether for individuals or businesses. Use the link corresponding to your taxpayer type and jurisdiction to make federal or state payments through secure, authorized channels.
Important: Always access these links directly from the official IRS or state DOR sites — do not enter personal banking or identity information through a link you received in an email or message unless you have independently confirmed its legitimacy.
Jurisdiction
Dept. of Revenue Website
Individual Payments
Business Payments
Michigan - City of Detroit